Calculators
Run the numbers.
Every figure updates as you type. Results are indicative and depend on your own costs, lending terms and occupancy.
Rental income
Yield calculator
Running costs should include management, service charge, ground rent, insurance, maintenance and a void allowance.
- Annual rent
- £15,000
- Gross yield
- 7.90%
- Projected NET yield
- 6.63%
- NET annual income
- £12,600
All yield and growth figures are projected or indicative.
Financing
Buy-to-let mortgage calculator
- Loan amount
- £142,463
- Monthly repayment
- £854
- Monthly interest only
- £623
- Interest cover
- 201%
Most buy-to-let lenders require rental cover of 125–145% at a stressed rate above the pay rate. Your lender's stress test will differ from this figure.
All yield and growth figures are projected or indicative.
Tax
Stamp duty calculator
England and Northern Ireland rates, last checked April 2025. Scotland and Wales use LBTT and LTT respectively. Verify on gov.uk.
- Stamp duty payable
- £10,797
- Effective rate
- 5.68%
- 2% on £125,000–£189,950£1,299
- Additional property surcharge (5%)£9,498
All yield and growth figures are projected or indicative.